Director of Product

<p style="min-height:1.5em"><strong>Who we are:</strong></p><p style="min-height:1.5em">We're one of Europe's fastest-growing fintech companies – on a mission to create the world's most empowering way to pay.</p><p style="min-height:1.5em">We launched the product in 2020 and achieved double unicorn status, valued at $2 billion, and since then have taken on more than 6 million customers.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">Our mission is to become the best way to pay for anything, anywhere and say goodbye to credit costs for everyone. This is huge. Want to join us?</p><h2><strong>About the role.</strong></h2><p style="min-height:1.5em">Zilch operates in a fast-paced, highly competitive global market. Though still young, we are one of Europe’s fastest-growing fintechs - and we’re looking for a Director of Product to lead the next phase of innovation and growth.</p><p style="min-height:1.5em">In this role, you’ll drive the development of new financial products, intelligent purchase experiences powered by AI, and data-driven commerce capabilities that make Zilch the top-of-wallet choice for customers. You will lead five product squads, delivering the most efficient and flexible ways for customers to pay, manage credit, and shop using Zilch-issued Visa cards.</p><p style="min-height:1.5em">As a hands-on product leader, you’ll combine strategic ownership with deep involvement in product discovery, delivery, and optimisation. You’ll set high standards for your teams - mentoring, challenging, and empowering them to turn complex problems into scalable, high-impact products. You'll also be accountable for driving the P&amp;L for your portfolio, ensuring every initiative delivers measurable customer and commercial outcomes.</p><p style="min-height:1.5em"></p><h2><strong>What you'll do.</strong></h2><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Lead and empower five cross-functional product squads to deliver high-impact outcomes across purchase, payments, and repayment journeys.</p></li><li><p style="min-height:1.5em">Drive the P&amp;L and commercial performance of Zilch's financial and payment products, driving sustainable growth and strong unit economics.</p></li><li><p style="min-height:1.5em">Define product strategy and roadmaps across multiple squads, aligning priorities with Zilch's commercial and growth objectives.</p></li><li><p style="min-height:1.5em">Set clear product goals, monitor KPIs, and use data, experimentation, and customer insight to continuously optimise performance and customer value.</p></li><li><p style="min-height:1.5em">Demonstrate hands-on product leadership by driving discovery, shaping solutions, and partnering closely with Engineering and Design throughout delivery.</p></li><li><p style="min-height:1.5em">Balance long-term product strategy with day-to-day execution, ensuring teams consistently deliver customer and business impact.</p></li><li><p style="min-height:1.5em">Manage, coach, and develop a team of five Product Managers, setting high standards across product discovery, delivery, and stakeholder management.</p></li><li><p style="min-height:1.5em">Partner with senior leadership to align product strategy with company objectives and investment priorities.</p></li><li><p style="min-height:1.5em">Continuously improve ways of working across Product, Engineering, Design, and Data to accelerate discovery, decision-making, and delivery.</p></li><li><p style="min-height:1.5em">Collaborate cross-functionally with Engineering, Design, Data, Risk, Finance, and Marketing to define and execute customer-centric outcomes.</p></li><li><p style="min-height:1.5em">Work closely with Engineering leadership to make informed trade-offs, manage delivery risk, and communicate decisions effectively to stakeholders.</p></li><li><p style="min-height:1.5em">Drive Zilch's Intelligent Commerce strategy, including agentic purchasing, Zilch Pay integrations, and accurate sales attribution across the ASPN ecosystem.</p><p style="min-height:1.5em"></p></li></ul><h2><strong>What we're looking for.</strong></h2><ul style="min-height:1.5em"><li><p style="min-height:1.5em">7+ years' experience in Product Management, including 3+ years in a senior product leadership role.</p></li><li><p style="min-height:1.5em">Proven experience within fintech and payments, ideally with exposure to credit products or lending.</p></li><li><p style="min-height:1.5em">Demonstrated ability to drive the P&amp;L, with strong commercial acumen.</p></li><li><p style="min-height:1.5em">Customer-obsessed and insight-driven, building products that solve meaningful customer problems and deliver measurable business value.</p></li><li><p style="min-height:1.5em">Equally comfortable defining long-term strategy and leading hands-on product execution.</p></li><li><p style="min-height:1.5em">Strong communicator and influencer, able to align cross-functional teams and executive stakeholders around a shared vision.</p></li><li><p style="min-height:1.5em">Data-driven, with confidence using analytics, experimentation, and market insight to make product decisions.</p></li><li><p style="min-height:1.5em">Builder mindset - comfortable operating in fast-paced, ambiguous environments, prioritising ruthlessly and delivering value early and often.</p></li><li><p style="min-height:1.5em">Truth-seeking, accountable, and transparent, taking ownership and leading with integrity.</p></li><li><p style="min-height:1.5em">Committed to excellence, setting high standards, giving clear feedback, and holding teams accountable for outcomes.</p></li></ul><h2><strong>Bonus skills.</strong></h2><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Experience working with international or distributed teams.</p></li><li><p style="min-height:1.5em">Experience leading both greenfield product development and scaling existing products.</p></li><li><p style="min-height:1.5em">Previous experience in a high-growth scale-up environment, where priorities evolve quickly and pace is high.</p></li></ul><p style="min-height:1.5em"></p><p>Find <a href="https://www.arbeitnow.co.uk">Jobs in United Kingdom</a> on Arbeitnow</a>