From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response

<div class="header alignfull header--article has-background has-tonal-black-background-color"> <div class="header__layout"> <div class="header__content"> <div class="header__metadata"><div class="header__metas"><div class="header__meta header__meta--taxonomy header__meta--tax-category"> Publications</div></div></div> <h1 class="header__title has-h3-variant">Archives</h1> <div class="header__metadata"><div class="header__metas"><div class="favorite-block"> <button class="favorite" data-id="271707" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark" /></svg></button></div> <div class="header__meta header__meta--date"> July 28, 2026</div> <div class="header__meta header__meta--taxonomy header__meta--tax-program_tax"> Business Ownership Initiative, and Economic Opportunities Program</div></div></div> </div> </div> </div> <div class="post-people"> <div class="post-people__person"> <figure class="post-people__headshot"> <img loading="lazy" decoding="async" width="300" height="300" src="https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-300x300.jpg" class="attachment-mobile size-mobile" alt="headshot of Joyce Klein, Senior Director, BOI" srcset="https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-300x300.jpg 300w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-800x800.jpg 800w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-1500x1500.jpg 1500w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-150x150.jpg 150w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-768x768.jpg 768w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-1536x1536.jpg 1536w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-1090x1090.jpg 1090w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-1200x1200.jpg 1200w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-675x675.jpg 675w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112-676x676.jpg 676w, https://www.aspeninstitute.org/wp-content/uploads/2013/01/Joyce-Klein-pending-approval-scaled-e1785163373112.jpg 2048w" sizes="auto, (max-width: 300px) 100vw, 300px" style="object-position: 50% 50%" /> </figure> <div class="post-people__info"> <h3 class="post-people__name"> <a href="https://www.aspeninstitute.org/people/joyce-klein/" class="post-people__link"> Joyce Klein </a> </h3> <p class="post-people__position"> Senior Director </p> </div> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 id="h-overview" class="wp-block-heading has-h4-variant">Overview</h2> <p class="has-medium-variant wp-block-paragraph">When natural disasters strike, small businesses face an immediate liquidity crisis. With half of small businesses having less than a month of cash reserves, many face permanent closure simply due to “stranded” costs like rent, payroll, and spoiled inventory if they must wait weeks or months for relief.</p> <p class="wp-block-paragraph">This brief, authored by <a href="https://www.aspeninstitute.org/programs/business-ownership-initiative/">Business Ownership Initiative</a> Senior Director <a href="https://www.aspeninstitute.org/people/joyce-klein/">Joyce Klein</a>, draws directly on decades of disaster relief experience and insights from the <a href="https://www.aspeninstitute.org/programs/business-ownership-initiative/microfinance-impact-collaborative/">Microfinance Impact Collaborative</a> and key CDFI partners. It provides a roadmap for funders, investors, and policymakers to structure effective, rapid, and sustainable financial interventions that protect small businesses and the communities that rely on them.</p> <h2 id="h-key-takeaways" class="wp-block-heading has-h4-variant">Key Takeaways</h2> <h3 id="h-the-liquidity-gap" class="wp-block-heading has-h5-variant">The Liquidity Gap</h3> <p class="wp-block-paragraph">Traditional emergency aid through SBA or FEMA takes time, and lower-income communities often face significant approval hurdles. Speed is essential to business survival.</p> <h3 id="h-four-core-financial-interventions" class="wp-block-heading has-h5-variant">Four Core Financial Interventions</h3> <p class="wp-block-paragraph">The brief highlights four specific products deployed by CDFIs:</p> <ol class="wp-block-list"> <li class="">Payment Support for Existing Borrowers (subsidized payment relief).</li> <li class="">Small Rapid Response Grants ($5k–$20k for immediate stranded and cleanup costs).</li> <li class="">Small Rapid Response Loans (fast, cash-flow underwritten working capital).</li> <li class="">Larger, Longer-Term Rebuilding Loans (patient capital for real estate &amp; equipment).</li> </ol> <h3 id="h-the-hub-and-spoke-model" class="wp-block-heading has-h5-variant">The &#8220;Hub and Spoke&#8221; Model</h3> <p class="wp-block-paragraph">To manage large-scale regional disasters, the most effective approach is to pair local CDFIs that provide trust, outreach, and ground-truth verification with larger regional/national CDFIs that provide the digital infrastructure, tech tools, and surge staffing needed for rapid disbursement and fraud detection.</p> <h3 id="h-protecting-cdfi-financial-strength-and-solvency" class="wp-block-heading has-h5-variant">Protecting CDFI Financial Strength and Solvency</h3> <p class="wp-block-paragraph">Responding to disasters without properly structured capital puts CDFIs at financial risk. Funders must deploy a comprehensive capital mix that includes direct capital, operational surge grants, interest rate buydown subsidies, and augmented loan loss reserves.</p> <h2 id="h-built-on-field-experience" class="wp-block-heading has-h4-variant">Built on Field Experience</h2> <p class="wp-block-paragraph">This brief synthesizes insights from deep design sessions hosted by the <a href="https://www.aspeninstitute.org/programs/business-ownership-initiative/">Business Ownership Initiative</a> with the six members of the <a href="https://www.aspeninstitute.org/programs/business-ownership-initiative/microfinance-impact-collaborative/">Microfinance Impact Collaborative</a> — Accion Opportunity Fund, Allies for Community Business, Ascendus, DreamSpring, Justine PETERSEN, and LiftFund — along with Four Bands Community Fund and Scale Link.</p> <h2 id="h-download-the-full-brief" class="wp-block-heading has-h4-variant">Download the Full Brief</h2> <p class="wp-block-paragraph">Learn how strategic capital deployment and pre-disaster operational preparation can transform natural disaster response and preserve local economic continuity.</p> <div class="wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-00f60e24 wp-block-buttons-is-layout-flex"> <div class="wp-block-button"><a class="wp-block-button__link wp-element-button" href="https://www.aspeninstitute.org/wp-content/uploads/2026/07/From-Crisis-to-Continuity-Optimizing-CDFI-Capital-and-Partnerships-for-Natural-Disaster-Response.pdf">Download Publication (PDF)<span class="wp-block-button__effect"></span></a></div> </div> <div data-wp-interactive="core/file" class="wp-block-file"><object data-wp-bind--hidden="!state.hasPdfPreview" hidden class="wp-block-file__embed" data="https://www.aspeninstitute.org/wp-content/uploads/2026/07/From-Crisis-to-Continuity-Optimizing-CDFI-Capital-and-Partnerships-for-Natural-Disaster-Response.pdf" type="application/pdf" 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s4.203-0.006,7.001-0.209c0.391-0.047,1.243-0.051,2.004-0.847c0.6-0.607,0.795-1.985,0.795-1.985s0.2-1.618,0.2-3.237v-1.517 C22,9.62,21.8,8.001,21.8,8.001z M9.935,14.594l-0.001-5.62l5.404,2.82L9.935,14.594z"></path></svg><span class="wp-block-social-link-label screen-reader-text">YouTube</span></a></li></ul> </div> </div> <div class="card-slider alignfull has-grid-spacing-small"><div class="card-slider__nav"> <h2 class="wp-block-heading has-h4-variant" id="h-more-from-the-business-ownership-initiative">More from the Business Ownership Initiative</h2> <button type="button" class="card-slider__go card-slider__go--back" aria-label="Previous"> <svg class="svg svg--svg-assets-svg-icon-arrow-left" role="img" focusable="false" height="0" width="0"><use xlink:href="#svg-assets-svg-icon-arrow-left"/></svg> </button> <button type="button" class="card-slider__go card-slider__go--forward" aria-label="Next"> <svg class="svg svg--svg-assets-svg-icon-arrow-right" role="img" focusable="false" height="0" width="0"><use xlink:href="#svg-assets-svg-icon-arrow-right"/></svg> </button> </div> <div class="card-slider__content"><div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/publications/from-crisis-to-continuity-optimizing-cdfi-capital-and-partnerships-for-natural-disaster-response/" tabindex="-1"> <img loading="lazy" decoding="async" width="1280" height="720" src="https://www.aspeninstitute.org/wp-content/uploads/2026/07/EOP-BOI-From-Crisis-to-Continuity_website-tile-1.png" class="attachment-large size-large" alt="From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response" style="object-position: 78% 29%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Publications</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/publications/from-crisis-to-continuity-optimizing-cdfi-capital-and-partnerships-for-natural-disaster-response/">From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response</a></h2><div class="dyn-card__excerpt">Traditional emergency aid through SBA or FEMA takes time, and lower-income communities often face significant approval hurdles. Speed is essential to business survival.</div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="271707" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>July 28, 2026</time></p><ul class="dyn-card__meta dyn-card__people"><li class="dyn-card__person"><a href="https://www.aspeninstitute.org/people/joyce-klein/">Joyce Klein</a></li></ul> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/videos/highlight-reel_the-new-era-of-small-business-finance-access-ai-and-accountability/" tabindex="-1"> <img loading="lazy" decoding="async" width="640" height="360" src="https://www.aspeninstitute.org/wp-content/uploads/2026/02/CARD-The-New-Era-of-Small-Business-Finance-Access-AI-and-Accountability-.png" class="attachment-large size-large" alt="The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)" style="object-position: 50% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Videos</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/videos/highlight-reel_the-new-era-of-small-business-finance-access-ai-and-accountability/">The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)</a></h2><div class="dyn-card__excerpt">VIDEO — Highlight reel from “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026. </div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="193325" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>March 21, 2026</time></p> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/videos/the-changing-role-of-small-business-ownership/" tabindex="-1"> <img loading="lazy" decoding="async" width="1280" height="720" src="https://www.aspeninstitute.org/wp-content/uploads/2026/03/Copy-of-Thumbnail_2026-PANEL-1_The-Changing-Role-of-Small-Business-Ownership.png" class="attachment-large size-large" alt="The Changing Role of Small Business Ownership" style="object-position: 50% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Videos</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/videos/the-changing-role-of-small-business-ownership/">The Changing Role of Small Business Ownership</a></h2><div class="dyn-card__excerpt">VIDEO — This discussion is the first of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026. </div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="170310" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>March 17, 2026</time></p> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/videos/main-street-challenges-and-policy-solutions/" tabindex="-1"> <img loading="lazy" decoding="async" width="1280" height="720" src="https://www.aspeninstitute.org/wp-content/uploads/2026/03/Copy-of-Thumbnail_2026_PANEL-3_Main-Street-Challenges-and-Policy-Solutions.png" class="attachment-large size-large" alt="Main Street Challenges and Policy Solutions" style="object-position: 50% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Videos</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/videos/main-street-challenges-and-policy-solutions/">Main Street Challenges and Policy Solutions</a></h2><div class="dyn-card__excerpt">VIDEO — This discussion is the third of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026. </div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="170321" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>March 16, 2026</time></p> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/videos/innovations-driving-small-business-lending-forward-its-not-all-about-ai/" tabindex="-1"> <img loading="lazy" decoding="async" width="1280" height="720" src="https://www.aspeninstitute.org/wp-content/uploads/2026/03/Copy-of-Thumbnail_2026-PANEL-2_Innovations-Driving-Small-Business-Lending-Forward-Its-Not-All-About-AI.png" class="attachment-large size-large" alt="Innovations Driving Small Business Lending Forward: It’s Not All About AI" style="object-position: 50% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Videos</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/videos/innovations-driving-small-business-lending-forward-its-not-all-about-ai/">Innovations Driving Small Business Lending Forward: It’s Not All About AI</a></h2><div class="dyn-card__excerpt">VIDEO — This discussion is the second of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026. </div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="170315" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>March 16, 2026</time></p> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/blog-posts/to-help-small-businesses-recover-from-the-l-a-fires-invest-in-community-lenders/" tabindex="-1"> <img loading="lazy" decoding="async" width="1007" height="806" src="https://www.aspeninstitute.org/wp-content/uploads/2026/01/Screenshot-2026-01-09-at-10.12.18-AM.png" class="attachment-large size-large" alt="To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders" style="object-position: 69% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Blog Posts</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/blog-posts/to-help-small-businesses-recover-from-the-l-a-fires-invest-in-community-lenders/">To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders</a></h2><div class="dyn-card__excerpt">Nonprofit lenders often deploy funds faster than the government but need more capital to meet demand. </div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="163642" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>January 9, 2026</time></p><ul class="dyn-card__meta dyn-card__people"><li class="dyn-card__person"><a href="https://www.aspeninstitute.org/people/joyce-klein/">Joyce Klein</a></li></ul> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/publications/integrating-a-job-quality-practice-in-community-development-financial-institutions-cdfis-a-qa/" tabindex="-1"> <img loading="lazy" decoding="async" width="1080" height="1080" src="https://www.aspeninstitute.org/wp-content/uploads/2025/11/EOP-SharedSuccess-IG-JQP_QA.png" class="attachment-large size-large" alt="Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&amp;A" style="object-position: 50% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Publications</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/publications/integrating-a-job-quality-practice-in-community-development-financial-institutions-cdfis-a-qa/">Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&amp;A</a></h2><div class="dyn-card__excerpt">This Q&amp;A provides insights and lessons from the work of 11 CDFIs that participated in Shared Success, a job quality demonstration led by the Aspen Institute Economic Opportunities Program (EOP). </div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="155468" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>November 18, 2025</time></p><ul class="dyn-card__meta dyn-card__people"><li class="dyn-card__person"><a href="https://www.aspeninstitute.org/people/bryn-morgan/">Bryn Morgan</a></li><li class="dyn-card__person"><a href="https://www.aspeninstitute.org/people/joyce-klein/">Joyce Klein</a></li></ul> </div> </div> </div> <div class="dyn-card"> <div class="dyn-card__wrap"> <div class="dyn-card__media"> <figure class="dyn-card__image"> <a class="dyn-card__image-link" href="https://www.aspeninstitute.org/blog-posts/advancing-innovation-and-fairness-in-small-business-finance-driving-innovation-in-small-business-lending/" tabindex="-1"> <img loading="lazy" decoding="async" width="640" height="360" src="https://www.aspeninstitute.org/wp-content/uploads/2025/05/CARD-Thumbnail_Driving-Innovation-in-Small-Business-Lending-640-x-360-px.png" class="attachment-large size-large" alt="Advancing Innovation and Fairness in Small Business Finance — Driving Innovation in Small Business Lending" style="object-position: 50% 50%" /> </a> </figure> <div class="dyn-card__label"> <span class="has-meta-variant">Blog Posts</span> <span>Videos</span> </div> </div> <div class="dyn-card__content"> <h2 class="dyn-card__title has-h5-variant"><a href="https://www.aspeninstitute.org/blog-posts/advancing-innovation-and-fairness-in-small-business-finance-driving-innovation-in-small-business-lending/">Advancing Innovation and Fairness in Small Business Finance — Driving Innovation in Small Business Lending</a></h2><div class="dyn-card__excerpt">During this event, we heard perspectives from lenders, investors, policymakers, small business owners, and advocates about how to build a financing market that truly works for small businesses.</div><p class="dyn-card__meta dyn-card__date"><button class="favorite" data-id="76072" data-state="" title="Favorites are not currently available" disabled><span class="favorite__on">Unfavorite</span><span class="favorite__off">Favorite</span><svg class="svg svg--svg-assets-svg-icon-bookmark" role="img" focusable="false" height="15" width="11"><use xlink:href="#svg-assets-svg-icon-bookmark"/></svg></button><time>March 27, 2025</time></p> </div> </div> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h2 class="wp-block-heading has-h4-variant" id="h-about-this-post">About This Post</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-people-authors">People/Authors</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> <ul class="post-taxonomy"><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/people/joyce-klein/">Joyce Klein</a></li></ul> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-series">Series</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-programs">Programs</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> <ul class="post-taxonomy"><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/programs/business-ownership-initiative/">Business Ownership Initiative</a></li><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/programs/economic-opportunities-program/">Economic Opportunities Program</a></li></ul> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-tags">Tags</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> <ul class="post-taxonomy"><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/tag/cdfi/">CDFI</a></li><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/tag/cdfis/">CDFIs</a></li><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/tag/natural-disasters/">natural disasters</a></li><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/tag/small-business/">small business</a></li><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/tag/small-business-finance/">small business finance</a></li><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/tag/small-business-lending/">Small business lending</a></li></ul> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-topics">Topics</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> <ul class="post-taxonomy"><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/topic/economic-opportunity/">Economic Opportunity</a></li></ul> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-impact-areas">Impact Areas</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> <ul class="post-taxonomy"><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/impact-area/economic-opportunity/">Economic Opportunity</a></li></ul> </div> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <h3 class="wp-block-heading has-kicker-variant" id="h-content-categories">Content Categories</h3> <div class="post-taxonomies"> <div class="post-taxonomies__layout"> <ul class="post-taxonomy"><li class="post-taxonomy__term"><a href="https://www.aspeninstitute.org/category/publications/">Publications</a></li></ul> </div> </div> </div> </div> <p>The post <a href="https://www.aspeninstitute.org/publications/from-crisis-to-continuity-optimizing-cdfi-capital-and-partnerships-for-natural-disaster-response/">From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response</a> appeared first on <a href="https://www.aspeninstitute.org">Aspen Institute</a>.</p>